The Benefits Of Choosing An Out-Of-Network Dental Clinic.

Experienced Insight From Your Harrisonburg Dental Clinic.

When searching for a new dental clinic, many patients assume they must use a provider that is in-network with their insurance. Afterall, you’re paying premiums for the insurance, so it’s best to use it, right? Not necessarily. Allow us to explain.  

The Difference Between In-Network And Out-Of-Network. 

In-Network Providers

An in-network dental provider has a contractual agreement with insurance companies. Although these dentists receive a steady flow of business due to their affiliation with the insurance company, there are often drawbacks as well. In-network providers must follow a standard treatment protocol, and the insurance company determines the fees they can bill their patients. Usually, these fees are much lower than the value of the service, clinicians’ time, and materials used, so it’s common that in-network dentists must see more patients each day to recoup lost revenue. Furthermore, insurance companies can deny payment if they consider the treatment cosmetic or unnecessary, regardless of what the dentist believes to be the best line of treatment.

Out-Of-Network Providers

An out-of-network dental provider has chosen not to contract with insurance companies. These dentists can set objective rates for their services, and usually spend more time with patients. They have the autonomy to provide the highest level of care, because they are receiving adequate compensation and are not bound by the restrictions that insurance places on treatments. Out-of-network providers can still file a claim with insurance, therefore patients are able to utilize their benefits. At the time of visit, the dental office will collect an estimated copay and reimburse patients for any adjustments after the claim has been processed. Insured patients usually pay very little out-of-pocket. 

You Deserve Quality Dental Treatment.

Out-of-network dentists like Dr. Angelopulos have chosen not to contract with insurance providers for one simple reason—the quality of care. We take plenty of time to get to know our patients and assess their distinct needs. By partnering with our patients to develop a proper treatment plan, we’re able to customize the care and service for each unique individual. 

Dental insurance is a wonderful benefit to many patients, but your insurance provider should not dictate the dental treatment you receive. If you have questions about receiving care at our dental clinic, please call us today. We will be happy to answer any insurance-related questions you may have. (540) 438-1234